People who have debt at the stage of bailiff enforcement must take into account that the bailiff will collect all debts from every source, including banks. Therefore, solutions that avoid bailiffs are becoming more and more popular. These include some electronic wallets as well as companies registered outside the country that offer financial services. In this article, you will learn what is Paysera, and how to use it.
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Paysera LT company in Lithuania
Paysera is a company registered in Lithuania that provides fast, convenient and easily accessible financial services in electronic form. It offers accounts not only for individuals, but also for entrepreneurs.
Unlike other financial solutions, such as the popular electronic wallets, Paysera is an operator whose functions are in many respects similar to those offered by traditional banks. The use of a Paysera account is free of charge, provided that we actively use it. If not, additional fees may apply.
However, in order for them to be counted, you must not log into your own account for two years.
Hardly anyone has to actually pay for using the account – there are no users who register an account so as not to use it. Rather, on the contrary, whoever opens an account uses Paysera on a regular basis, as it gives a whole lot of benefits.
Paysera bailiff-free account
Paysera is a solution that is perfect for people with bailiffs. If they have an account in banks, they must take into account that they can only use the amount free from attachment every month. The remaining amount on the account will be collected by the bailiff until the entire debt has been repaid.
Paysera is a company registered in Lithuania, so the account can therefore be called a bailiff-free account. We can use a Paysera account in the same way as a standard account opened in a bank. We can make transfers, get an account card, transfer foreign currency, exchange currency at a favourable rate.
In terms of functionality, a Paysera account is sometimes better than a bank account. For payments in foreign currencies, we must have a foreign currency account in a bank. One account in Paysera is enough.
How to open an account in Paysera
Registering a Paysera account is not difficult and in many respects much easier than opening an account in any bank. Just go to the Paysera website in the registration tab and the system will guide you step by step through the registration process. Where to start ?
Below are the basic steps for setting up a Paysera account.
- In the registration form, we provide the name and surname, telephone number, e-mail address, and we also set the account password.
- An activation link is sent to the e-mail address, which must be clicked to complete the registration process.
- The next step is to confirm your identity. We will set up an account in Paysera only for our real data, it is not possible to set up an account with fake personal details.
When confirming your identity, we need to confirm the phone number and also send a photo or scan of your Passport or ID card. It is only used for the registration process, so you do not have to worry that our personal data will fall into the wrong hands.
What are the fees in Paysera
Before opening an account with Paysera, it is good to read the fees that we will incur when you have the account. However, they are not high, and many activities can be performed completely free of charge. We will not pay anything for opening an account online, and neither will we pay for its handling. The fee of €2 per month is charged only if the customer has not logged in to the account for two years or has not performed any payment operations.
The fee is also charged for the annual storage of funds in the account, but only when their amount exceeds €10,000. Then the cost is 0.5 percent of the value of funds on the account.